All Personal Car Leasing quotations are instantly available online, all offers posted to your email Inbox in less than 60 seconds.


Personal Contract Purchase (PCP)
Personal car leasing is an increasingly popular way to finance a new car.  It enables you to enjoy lower monthly repayments compared to traditional hire purchase or paying cash and it offsets and defers a proportion of the amount you borrow (approx 20% - 30% or more) until the end of the personal car leasing agreement.  This is called either Residual Value, Final Payment or Balloon and is displayed on all our PCP quotations.

This deferred payment is guranteed by our leasing providers and is now known as the  Guaranteed Future Value payment (GFV). This is based on the anticipated future value of the vehicle and is fixed on your personal car leasing package when you take it out. Personal car leasing in this way offers you additional flexibility in that you have a number of choices when the GFV  payment becomes due at the end of your personal car leasing agreement.

You can:
Settle your agreement early without penalty, this is much easier than other policies as it is a purchase agreement and not a hire agreement.

Pay the final payment and keep the car.

Hand back the car to your leasing company and have no more to pay, subject to return conditions for fair wear and tear.

Because the leasing company guarantees that you will receive at least the GFV, you have the benefit of taking advantage if the car value is greater than the GFV. You will receive 100% of the difference which you can put towards your next new personal car leasing deal from Leasesave.